Cross-Collateralisation: How to Tell If You’re Crossed and How to Unwind It
Key Takeaways Two properties bought through the same bank often end up secured by the same pool. Cross-collateralisation is the
Everything you need to know about home loans and smart property investing—simplified by experts.
Key Takeaways Two properties bought through the same bank often end up secured by the same pool. Cross-collateralisation is the
Key Takeaways Most guides on using equity assume it is sitting in the family home, which covers the first purchase
Key Takeaways Equity builds quietly, and no lender will act on a dollar of it until a valuer puts a
Key Takeaways Australian homeowners live with an awkward pair of facts. Interest on the family home loan, usually the largest
Key Takeaways Plenty has been written about discretionary trusts, unit trusts, companies and personal names for property. Almost all of
Key Takeaways Ask most investors how lenders treat rental income and the answer is that they take 80% of it.
Key Takeaways Ask how much deposit you need for an investment property and the answer comes back as 20%. Round,
Key Takeaways Every investment loan application asks the same question, and most guides answer it as a preference between lower
Key Takeaways Every month, your business pays rent into someone else’s asset. Meanwhile your self-managed super fund (SMSF) holds a
Key Takeaways You have quotes, you have equity in the home, and the lender has started asking for council-approved plans
Key Takeaways Your property has gone up in value, you have a use in mind for part of that increase
Key Takeaways Take 80% of what the home is worth, subtract the balance still owing, and what is left is